Key Features and Financial Benefits
The financial assistance is provided directly to the beneficiary’s bank account via Direct Benefit Transfer (DBT). The assistance varies based on whether the region is classified as a Low Performing State (LPS) or High Performing State (HPS).
Standard Assistance for Maharashtra/General States:
- Rural Areas: ₹700 for institutional delivery in a government hospital.
- Urban Areas: ₹600 for institutional delivery in a government hospital.
- Home Delivery: ₹500 for BPL women (aged 19+), regardless of the area.
- C-Section Support: Up to ₹1,500 is provided if surgery or specialized care is required.
3. Eligibility Criteria
To avail of the benefits under JSY 2026, the following criteria must be met:
- Category: The woman must belong to the BPL (Below Poverty Line), SC (Scheduled Caste), or ST (Scheduled Tribe) category.
- Age: The mother must be at least 19 years of age.
- Limitation: The benefit is generally restricted to the first two live births.
- Location: Delivery must take place in a government hospital or an accredited private health facility.
4. Required Documents
You will need the following documents to process the claim:
- Aadhaar Card: Must be linked to a bank account.
- Bank Passbook: A photocopy showing the account number and IFSC code.
- RCH ID / MCP Card: Mother and Child Protection card issued during registration.
- BPL Ration Card: Or a valid income certificate.
- Address Proof: Voter ID, Electricity Bill, or any government ID.
5. How to Apply
- Registration: Register with your local ASHA (Accredited Social Health Activist) worker or at the nearest Primary Health Centre (PHC) as soon as pregnancy is confirmed.
- JSY Card: You will be issued a Janani Suraksha Card (MCP Card) which tracks your antenatal check-ups.
- Claiming Funds: Present your documents and the JSY card at the time of admission or within seven days post-delivery to the hospital authorities or ASHA worker.
