It’s understandable to feel anxious if the “Ladki Bahin” scheme benefits haven’t reached your account yet. Often, the delay is due to minor technical glitches or banking synchronization issues rather than a rejection of your application.
What to do if you haven’t received the money?
If your application status shows ‘Approved’ but the funds haven’t been credited, follow these essential steps:
1. Verify Aadhaar Seeding (DBT Status)
The most common reason for payment failure is that your bank account is not linked with your Aadhaar for Direct Benefit Transfer (DBT). Even if you have a bank account, you must ensure that “Aadhaar Mapping” is active at your bank branch.
2. Check Application Status on Narishakti Doot App
Open the app and check the current status:
- Pending: Your application is still being processed.
- Rejected: Check the reason for rejection and re-apply or correct the error.
- Back to Beneficiary: This means there is a mistake in your form. You need to edit and resubmit it.
3. Check for Multiple Bank Accounts
Sometimes, the money is credited to a different bank account than the one you provided, provided that account is the one linked to your Aadhaar. Check all your active bank accounts.
4. Ensure KYC is Updated
If your bank account has been inactive for a long time, the transaction might bounce. Visit your bank to ensure your KYC (Know Your Customer) documentation is up to date and the account is “Active.”
5. Contact Official Support
If everything seems correct but you still haven’t received the funds, you can:
- Call the government helpline at 181.
- Visit your local Setu Suvidha Kendra or the Anganwadi center where you submitted your form.
